Monday, February 7, 2011

Banks bet big on mobile phone fund transfer

Internet mobile phone payment service is becoming the new buzzword in the banking industry with more and more lenders readying their plans to join the bandwagon. The idea of real time fund transfer through mobile phones has been fast catching the fancy of the banking industry, thanks to the initiatives of National Payment Corporation of India (NPCI). Shedding the initial inertia to go seamlessly high-tech, a clutch of banks have lined up their plans to go live with internet mobile phone payment service (IMPS) in next three months. 

M Balakrishnan, chief operating officer, NPCI said, “we already have 10 banks live on the system and by April we will be adding 15 more. We would not be charging any fee from our member bankers till March 31, after which we will have 25 paise per transaction cost in place.” 

Andhra Bank, Bank of Baroda, Canara Bank, Citibank, DCB, Dena Bank, Dhanlaxmi Bank, Federal Bank, IDBI, Indian Bank, Indian Overseas Bank, Karur Vysya Bank, OBC, Punjab National Bank and Syndicate Bank are the 15 lenders who had firmed up their mobile banking plans.

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